Bankruptcy & Restructuring

A Way Forward Starts Here

It doesn’t have to be the end.

When debt threatens everything you've built, we help you restructure, protect your interests, and regain control without shame, spin, or delay.

Our Industry Expertise

You’re Not Failing. You’re Rebuilding.

Bankruptcy isn’t the end. It’s a legal tool designed to give businesses and individuals a chance to reset, protect what matters, and emerge stronger. At Millennial Law, we help clients cut through the fear and focus on the path ahead with clarity, strategy, and compassion.

We handle
  • File or defend against bankruptcy

  • Navigate Chapter 7 and Chapter 11 proceedings

  • Renegotiate debt or contracts

  • Recover assets in business wind-downs

  • Resolve creditor disputes and prioritize fights

  • Understand personal vs. business liability

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Our Approach

We Help You navigate Safely

We know how overwhelming financial collapse can feel. Our job is to help you make smart, tactical decisions—not emotional ones. Whether you're a business restructuring to stay alive, or an individual trying to protect your future, we'll show you your options and walk you through every step.

  • Legal clarity in high-stress moments

  • Restructuring plans that preserve value

  • Straight talk about risks, rights, and timing

We’re the team you call.

Let's talk

How we build your case with impact

Our proven four-part strategy builds your case so you know exactly where you stand and how we’ll fight.

1

Duty
What was expected?
We identify legal obligations, loan terms, or contractual commitments that are in dispute.

2

Breach
Where did it
go wrong?
We pinpoint default, missed payments, overextensions, or predatory terms that created the problem.

3

Causation
What did it cost you?
We show how financial pressures, market forces, or third-party actions triggered your current state.

4

Damages
What’s owed to you now?
We assess your exposure, asset risk, and potential relief to build the strategy to get you through it.

We Make it Simple because we’ve done it hundreds of times

Learn More

Why Millennial Law for Bankruptcy & Restructuring?

Bankruptcy law is full of traps, timelines, and power plays we can shield your future from.

  • Deep experience in Florida bankruptcy court

  • Realistic advice backed by legal precision

  • Strategic negotiation with creditors and stakeholders

  • Protection of key assets where possible

  • Full support through every step of the way

Real Cases.
Real wins.

We’ve helped clients avoid catastrophic judgments, resolve multimillion-dollar liabilities, and exit bankruptcy in a stronger position than they entered it.
What truly sets Millennial Law apart is their responsiveness — they have been available by phone when I needed timely advice, particularly on commercial roof replacement issues and building contracts. Zach's ability to break down complicated legal language into clear, actionable guidance has been invaluable to my business. If you’re looking for a knowledgeable, reliable, and client-focused attorney in the construction and commercial space, I highly recommend Millennial Law.
Elevation Roofing
Tyler Orrick
President, Elevation Roofing
We worked with Millennial Law on streamlining our existing contracts to make our contracting process with clients simpler. Rather than having many variations of a similar contract, we're down to just one master template. Appreciate the help!
Page One Digital
Hunter M. Cambon
Director of Marketing, Page One Digital
Millennial Law is not only competent, prudent and thorough, they take a personal interest in their clients. Immediately, they gained my trust by their authenticity and their astute approach to my case. I highly recommend Zach and his team as your legal counsel for any of your legal needs, no matter how big or small- their impact is invaluable.
Michael W. Mominey
Michael W. Mominey
Associate Vice President for Advancement / Director of AthleticsNova Southeastern University
Millennial Law was fighting battles for our company against several plaintiffs and the main defendant we were all getting scr*wed by. Their tenacity and attention to details really made a difference in our company not only surviving the storm but coming out of it on top! It was 3 years of hell, but his assurances at the darkest of times kept us in the fight! Can’t than Zach and his team enough. RAMS Inc. is celebrating 19 years in business, due in no small part to Zach and Millenial Law.
Dennis Espinosa
Founder/C.O.O., R.A.M.S. Inc.
Millennial Law and Zach has always been professional and diligent in our journeys we have worked on with. Sometimes his honesty in a situation wasn’t always what I wanted to hear but he was always right. Level headed, Calm under pressure, and forethought to predict scenarios before they happen are to me his strongest traits. I would recommend Zach for any legal dispute, and I look forward to my next endeavor with him and his team.
RR Restoration LLC
Dennis Kariores
National Director of Operations, RR Restoration, LLC
Working with Millennial Law was an absolute game-changer. I was locked in years of frustrating litigation with my student loan provider, and Zach resolved the matter swiftly and effectively—accomplishing in a short time what my previous attorney couldn’t do in years. He was professional, responsive, and genuinely a pleasure to work with. His expertise and dedication lifted an enormous burden off my shoulders, and I truly felt like I had someone fighting for me who knew exactly what he was doing. I would hire Zach again in a heartbeat and strongly recommend him to anyone in need of legal help. He truly works miracles.
Maikel Couto
We retained Millennial Law to work as local counsel in an interesting matter for a large corporate client. Their intimate knowledge of the local practice and procedure allowed us to achieve a favorable result for the client. Zach went above and beyond to protect and improve our firm’s relationship with the client.
troutman pepper locke
Mark Silverman
Partner, troutman pepper locke
I first met Zach as opposing counsel on a complicated partnership dispute. I also routinely work with and against Millennial Law on various civil litigation matters and find him to be a worthy adversary and better ally.
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Stephen J. Kolski
Attorney at Law, Stephen J. Kolski & Associates, P.A.
Millennial Law was my opposing counsel in a highly litigated, multi-year lawsuit and arbitration in Broward County. Based on Zach's excellent representation of his client, I have regularly referred matters to him since litigating against him. From my experience, he has a pragmatic approach to litigation and works well with his opposing counsel.
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James R. Liebler
Partner, Liebler, Gonzalez & Portuondo: LGP
Millennial Law's Zach is hands-down one of the best attorneys I have ever personally worked with and would recommend him to anyone who’s looking for more than just a firm, but someone who acts professionally as well as a friend throughout the whole case.
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Teddy Brown
Managing Director - Damages and Forensic Accounting, iDiscovery Solutions

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    Legal Clarity Starts Here

    This process doesn’t have to break you. Let’s build a plan that protects your future and gives you breathing room again.